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The law presumes that everybody has read each and every word of each and every law. The fundamental principle of adjudication is captured in the words ignorantia juras neminem excusat which means that "Ignorance of law is no excuse". In other words, law presumes that you have read and understood all the laws prevailing on the land and that you cannot take the plea that you did not follow the law because you were not aware of it. In a country like India, the sheer mass of all the laws, rules, amendments etc prevailing on the land is so much that even if you start reading law as soon as you are born, you will not be able to finish reading the all the laws in hundred years also!

Mind you, this is our Company and Your legal Agreement. Call it CYA if you like. It works like this. If you want to surf our site http://www.fippi.org (hereinafter referred to as this site), the presumption is you have read, understood and agreed to everything that is written and implied in this agreement. This is the condition that can not be compromised upon for using any information on this site. If you have questions about this Agreement, please contact Federation of Indian Plywood & Panel Industry at: fippi@fippi.org

FIPPI has launched its site under the name http://www.fippi.org/. FIPPI is the sole owner of the brand, name and associated properties with this site. Reference to FIPPI and this site can be done interchanged. We at FIPPI believe that each person is entitled to timely, accurate and qualitative information and with this in mind, we are creating a well structured and up-to-date data base on Indian business and Indian economy. We wish to be a forum where relevant and accurate information on the Indian economy is readily available at one place and like-minded people can contribute their views, experiences to benefit other site surfers. Keeping this in mind, we are designing a set of standardized tools and ready reckoners to help and guide you. However, the information contained in this site is not to be construed as advice or tips on investment, legal or taxation matters.

The following (stated in 4 parts) are the terms and conditions, subject to which you are entitled to this surfing through any part of this site or use any of our services:

Part 1

Copyright 2000, FIPPI All rights reserved.

This site, its name fippi.org and its content are the property of FIPPI and/or its affiliates or associates and is protected under the Indian Copyright Act, 1957 as amended from time to time and also under international copyright laws and copyright laws of other countries. FIPPI wherever used in this document refers to fippi.org  Wherever materials belonging to other persons has been used, it has been acknowledged and permission for use has been obtained from the owners. Reproduction of any material contained in this site or any part thereof without prior permission of any part of this report in any form without prior permission of FIPPI and/or its affiliates or associates would amount to violation of copyright and would be an illegal act. However, subscribers may quote from this site with prior acknowledgment of source as FIPPI or on obtaining prior permission from FIPPI for such use. You may request permission by sending us an e-mail at fippi@fippi.org mentioning the report and the reason for quotation. You shall be entitled to use of material from this site only after FIPPI has intimated to you its no-objection to such use.

Part 2

1. The use of this site and the information and material contained therein implies and constitutes your consent to this agreement and you agree to abide by these terms and conditions.

2. You are aware and understand that FIPPI and/or its affiliates or associates may have opinions regarding any matter contained in this site and these opinions may be different from those contained in this site or those formed by you after using the information contained in this site. You are also aware and understand that these opinions may change from time to time without any obligation to inform you of such change in opinion.

3. You are aware and understand that the materials provided are for your personal information only and do not construe to be any investment, legal or taxation advice to you. Any action taken by you on the basis of the information contained in this site is your responsibility alone and FIPPI will not be liable in any manner for the consequences of such action taken by you.

4. You are aware and understand that FIPPI or its affiliates or associates or employees shall not advise you on the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter and that mention of any particular security at this site does not constitute a recommendation to buy, sell, or hold that or any other security.

5. You are aware and understand that FIPPI, and/or its affiliates or associates and/or its employees may have interests, financial or otherwise in the securities mentioned at this site.

6. You are aware and understand that though FIPPI has exercised due diligence in checking the correctness and authenticity of the information contained in this site, but FIPPI or any of its affiliates or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this site. FIPPI and its affiliates and associates do not provide, at any time, any express or implied warranty of any kind, regarding any matter pertaining to this service, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. FIPPI and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained at this site.

7. You are aware and understand that FIPPI or its affiliates or associates or its employees do not provide any judgment or warranty in respect of the authenticity or correctness of the content of other services or sites to which these screens link or refer to. You are aware and understand that a link to another service or site is not an endorsement of the service or site and FIPPI shall not be responsible in any manner whatsoever for the consequences of any act or omission on your part on the basis of the information contained in such other services or sites.

8. FIPPI reserves the right to make modifications and alterations in the material contained at this site without any intimation to you of such modifications or alterations.

9. We gather information about users through registration as subscribers and voluntarily at certain other points and some information which gets automatically collected about every visitor to our site. Whenever we collect such information, we provide a link to the disclaimer on that page.

10. Subscribers can receive various newsletters through e mail that are sent out on a daily/weekly basis containing selected stories and market information, together with some advertisements and hyperlinks to our site. Should you wish to unsubscribe, pleased send us a mail at fippi@fippi.org or by contacting us at +91-11-25768639.

11. Our registered users may, at their option, use our Portfolio Tracker to keep track of their personal financial information. A feature of this package is regular e mail updates. Use of the Portfolio Tracker is completely voluntary and can be discontinued at any time by deleting your entries. Deleted entries are not maintained by the system.

12. FIPPI provides message boards and chat rooms for user discussions. We expect our viewers to exercise due caution before transacting on any messages posted on the boards/ chat rooms. We request the participants not to misuse the boards and chat rooms by posting malicious and ill intentioned messages. The messages posted on chat rooms and message boards are the views of the individual posting them. FIPPI will not assume any liability on account of the messages posted on message boards and chat rooms.

13. Sometimes, we may request our viewers to participate in polls/surveys, to obtain general information. Participation is voluntary and data is for internal use only.

14. FIPPI often runs contest like Index Futures, etc on the site. To participate in these contests, users might have to fill a form which asks them for personal information to notify winners and verifying entries. If the contest is being administered/ sponsored by a third party, this information will be disclosed to that third party.

15. Tracking data is automatically gathered using "cookies". A cookie is a small file containing information that is written to the user's hard drive and used to track the pages visited. Our cookies do not contain any password related information and are encoded. The individual information gathered in this manner is used for internal purposes only and is used to track traffic patterns on the site.

16. FIPPI uses all such information gathered to enhance user experience on the site. We do not rent or sell any personal information about our subscribers or other users, except when required by law, or if the subscriber enters a contest or uses any other special offer. In any case, this information is provided only to sponsors of the specific program and not for general purposes use.

17. FIPPI offers its registered users the ability to edit the information by visiting Edit Profile.

18. FIPPI reserves the right to modify the terms and conditions of your use of this service without any liability. Granting access to this service shall be the prerogative of FIPPI alone and its decision in this respect shall be final. FIPPI reserves the right to take all measures necessary to prevent access to this service or termination of service if the terms and conditions of this agreement are not complied with or are contravened or there is any violation of copyright, trademark or other proprietary right as described in this agreement.

19. FIPPI reserves the right to monitor the use of all or any part of this service and change terms without any obligation.

20. This Agreement shall be subject to the jurisdiction of the Mumbai High Court and the laws of India shall apply.

Part 3

1. The content on the CD and the actual site will be similar but need not be exactly identical. Some features that require real time updates and data feed will not available on the CD.

2. FIPPI is not responsible for non-receipt of registration details, CDs, e-mails or ordinary mails.

3. FIPPI will make its best attempts so that the CD reaches the user within two weeks of getting the request. FIPPI is not responsible for any delays. Also, we will deliver the CDs to users within India only at zero cost. And we reserve the right to decide the basis if we send CDs outside India. No user has any right to question us on this issue and our decision is final and binding.

4. FIPPI reserves the right to reject any request if it suspects foul play or multiple requests from the same user. It need not give any justification and its decision is final and binding.

5. Once the registered user receives the CD, he cannot unsubscribe for a period of one year. FIPPI reserves the right to send him e mails and other mailers for the aforesaid period.

6. FIPPI is not responsible for technical glitches of any kind. We are also not responsible if the updation software malfunctions or there are delays in updating. Though utmost care has been exercised in creating the CDs, FIPPI is not responsible for viruses of any kind. The user agrees that his desktop settings may get modified.

7. Pages on the CD contain multiple advertisements ad the user undertakes not to delete them.

8. This CD is for personal use only. The user undertakes not to sell contents of the CD in any form. If you want to quote the contents, then source has to be clearly mentioned as www.fippi.org in a font and style not less prominent than the main text.

9. Other conditions in our standard disclaimer are also binding on the registered user for the CD.

Part 4

1. The information contained in this site is for personal use only. You may take print outs or download the same provided you keep the material intact and do not violate the copyrights, trademarks, and other proprietary rights. Any alteration of the material or use of the material contained in this site for any other purpose is a violation of the copyright of FIPPI and/or its affiliates or associates or of its third-party information providers. This material cannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way for non-personal use without obtaining the prior permission from FIPPI.

2. In this agreement, contributor refers to any person (other than authorized employee of FIPPI) who contributes any information/ material on our site which can be viewed by this site surfers. FIPPI shall have the right to terminate accounts of subscribers/ contributors who violate the aforesaid copyright, trademark and other proprietary rights in addition to other legal action which it may take for such violation. If you believe that any violation of such rights has taken place by any of the contributor on our site, we would greatly appreciate if you could send us an e-mail (webmaster@fippi.org) giving complete details of such copyright violation.

Part 5

The information about the products published on this site are provided by FIPPI on the basis of the information received from the product manufacturers and is on an "as is where is" basis. FIPPI makes no representations or warranties of any kind, express or implied, as to the operation of the site, the information, content, materials or products, included on this site. To the full extent permissible by applicable law, FIPPI disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. FIPPI will not be liable for any damages of any kind arising from the use of this site or any of the products offered, including but not limited to direct, indirect, incidental, punitive and consequential damages.

If you do not agree to any of the terms mentioned in this agreement, you should exit the site through your browser.

Questions regarding this policy should be directed to fiippi@fippi.org with subject marked as "privacy policy".

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